Options to Help You Pay for Esthetics School

If you have a passion for skincare, nothing should hold you back from getting the education you need to succeed in a science-based esthetics career. New York School of Esthetics is a NACCAS-accredited hybrid esthetics school, and students could qualify for federal financial aid. We also offer other financing options to help you make esthetics training more affordable. Find out more about our financial aid options, and contact us if you have any questions!

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Who Qualifies for Federal Student Aid?

You may be eligible for federal aid if you meet the following requirements:

You completed the FAFSA® for the current financial aid award year
You have a high school diploma, GED, or other NYS Department of Education-recognized equivalent
You are a US citizen or an eligible non-citizen
You maintain satisfactory academic progress as determined by the NYS Department of Education throughout your enrollment

New York School of Esthetics will review your full federal financial aid history on the National Student Loan Data System (NSLDS) before awarding any federal aid.

Applying for Federal Grants and Loans

We are a Title IV, NACCAS-accredited school that participates in the Federal Pell Grant and Federal Direct Loan programs. Federal financial aid is available to those who qualify, and you can find out if you qualify by filling out the Free Application for Federal Student Aid (FAFSA®).

There are a few items you will need to complete the FAFSA®, including:

Social security number
Tax information (for yourself or your parents if you are a dependent student)
Bank statements and income records
An FSA ID (create one online if you don’t already have one)
Your school code

New York School of Esthetics’ school code is 038143.

Need help filling out your FAFSA® application? Contact us, and we will be happy to assist you.

Types of Financial Aid

The Federal Pell Grant Program

The Federal Pell Grant is available to undergraduate students who have demonstrated financial need as determined by the FAFSA®. This includes funding that does not need to be paid back upon completion of the school program. It is the foundation of a student’s financial aid package.

Federal Direct Loans
Direct loans are federal student loans with a fixed lifetime interest rate. Loans are borrowed money and must be repaid. A student can borrow money in various ways in order to match the completion of the school program.

There are two main types of federal student loans available at the school:

Subsidized Loans: For qualifying students in eligible undergraduate programs, your school determines the loan amount. The U.S. Department of Education pays the interest while you’re in school.
Unsubsidized Loans:Not based on need. Even if you don’t qualify for a subsidized loan, you may still be able to borrow money through this type of loan. Interest accrues from the moment funds are disbursed.

Students under the age of 24 are sometimes considered dependent. Learn more about how the Federal Department of Education defines dependency status.

Federal Parent PLUS Loans
If a student’s parents need help paying for their child’s undergraduate school expenses, they may be eligible to receive a Federal Parent PLUS loan. This loan could be combined with other financial aid resources. Repayment begins immediately after the loan is fully disbursed. Applicants of the PLUS loan are subject to a credit check.

How Much You Could Receive in Federal Aid

Here is a summary of how much you could by eligible to receive in federal aid after completing the FAFSA®:

Pell Grant: Eligible amount is determined by the Student Aid Index (SAI)
Direct Subsidized Loan for both independent and dependent students: $2,333
Direct Unsubsidized Loan for independent students:$4,000
Direct Unsubsidized Loan for dependent students: $1,333
Direct Parent PLUS Loan: The Eligible amount is the cost of attendance minus all other financial aid received

Questions? Contact Us!

Other Financing Options

We provide other ways to help you meet your financing needs as you continue your esthetics education.

Lumion Tuition Program
Our school has partnered with a loan provider company called Lumion Tuition Program. It allows you to take out a personal loan based entirely upon your credit score or your co-signer’s credit score. This personal loan could cover your tuition for any of our programs or advanced classes. You could also set up a repayment plan that fits your lifestyle and financial situation.

Out-of-Pocket Payments
Pay 100 percent out-of-pocket during the first five months you are in school and then make monthly payments (due on the 15th of every month) with no interest or late fees. This offer is available to both full-time and part-time students. The amount of the payments can be discussed and finalized during your enrollment process.

Full Payment Discount
Pay your tuition amount in full and receive a discount of $524. Payment must be made in full two weeks prior to your start date. This financing option is only available to new students.

Frequently Asked Questions About Financial Aid

Is financial aid available for all your programs and courses?

Federal financial aid is available for students in our hybrid Esthetics program. The Lumion Tuition Program loans and Out-of-Pocket Payment financing options are available to students in any of our programs or courses.

Could I qualify for financial aid while taking the part-time Esthetics program?

You may be eligible for federal aid if you are a part-time student. Fill out the FAFSA® to find out.

I need someone to explain my financial aid options. Who do I contact?

We are happy to help you better understand your financial aid options! Contact us, let us know your questions, and we can begin a conversation.

Start Dreaming About Your Esthetics Education!

We are here to help you meet your financial needs as you pursue your dream education in esthetics. Contact us with any questions you may have along the way.

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See What Our Students Have To Say

The NYSE is incredibly passionate about teaching and preparing their students for the state board test and to succeed in their future as estheticians. The paramedical program was the best decision I made. The program is taught by knowledgeable and experienced instructors which increased my confidence to perform in depth procedures. The instructors make sure you have reliable learning resources during and after the course.

Victoria M.

I’m incredibly grateful to NYSE for the foundation it gave me. Thanks to Irina’s guidance and passion, I discovered my love for skin care and launched a successful business that’s been growing for nearly six years. I owe so much of my journey to what I learned here 🥹 Thank you!

Rosemary P.

I recently graduated from the NYSE, and I’m very satisfied with the education I received. The curriculum is well-structured, and the quality of teaching is excellent. I took both the general esthetics course, and the paramedical class, and both provided a solid foundation and valuable hands-on experience. The instructors are knowledgeable, professional, and genuinely care about their students’ success. I felt well-supported throughout my time at the school, and I’m confident in the skills I’ve gained to begin my career in esthetics.

I highly recommend this school to anyone interested in pursuing a career in esthetics!

Natia T.

Our Programs

Esthetics Program

Learn the fundamentals: skincare, facials, waxing, and makeup. This program prepares you for the New York State licensing exam and gives you the hands-on skills to launch your career.

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Paramedical Esthetics

Go beyond traditional esthetics with clinical-level training. Master advanced techniques and medical-grade treatments that connect beauty and healthcare.

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Waxing

Learn the art of professional waxing to give clients smooth, lasting results. Build confidence in hair removal techniques that are always in demand.

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Advanced Dermaplaning

Master dermaplaning, a sought-after exfoliation method that brightens skin and removes peach fuzz. Add this advanced skill to your toolkit to stand out as a skincare professional.

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